The 2022 finish line is approaching, and we’d like to leave you with a snack-sized snapshot of what’s to be expected in 2023, along with our top 10 mortgage tips. We thank you your support this year and hope you get a chance to unwind over the break. See you in 2023!

Do we now lock in our fixed interest rates to protect ourselves from future increases, or proceed with variable rates? This week, the Reserve Bank of Australia (RBA) did confirm that the official cash rate was holding steady, but they were forced to formally dump its future 0.1 percent three-year bond yield target. Markets reacted instantly with bond yields rising sharply and big banks raising their fixed mortgage interest rates.