We’ve spent a lot of time refining our process over the break to make the Black & White Finance experience even better. The time away was not only a great opportunity to spend with loved ones and recharge the batteries, but also to improve the way we do things. This month we introduce our new crew member, provide a snapshot of what to expect from us and what the pundits are expecting for the market in 2019 – enjoy!

Thank you for choosing to work with us at Black & White Finance, we much appreciate your ongoing support. We will be taking some time off to recharge and spend some quality time with our new family member, Raphael Nikolai Vassilis.

Welcome to the November 2018 Black & White Finance update! We have two wonderful customer experiences to share with you and our usual “snack-sized” property and finance summary so you have some nerdy fun facts to showcase at your Christmas parties - enjoy!

Welcome to the Black and White Finance update for October 2018. We look at the interest rate hikes over in the United States and how that impacts us, the views our banking experts have for our future, the recent property market statistics and what to expect in 2019.

We’ve all heard now that the banks are raising their rates so who has the best deals?

Welcome to the Black and White Finance update for August 2018, we are so glad you are here with us. This month we delve into demystifying the below topics just before we launch into Spring. Enjoy!

Rates – what’s happening and who is the cheapest 

Wage growth – enough to spur a rate increase

Lending conditions – to remain tight

Good news for first homeowners

It’s a buyers’ market

“I don’t know what CCR is..” CCR (Comprehensive credit reporting) is here and it could stop you from getting your loan approved now or in the future, so you need to know what has just changed. The July 2018 Black & White Finance update looks at what you need to be aware of.

Tell me, where’s the property market going? What’s happening out there? How do I look back in 5-10 years’ time and say, “I got it right”! June’s Black and White Finance update looks at these questions and much more – enjoy!

MPA 2018 Young Gun Peter Vassilis reveals how he surpassed the goal he set for himself within less than a year of launching Black and White Finance

It’s fast, it’s simple, and it’s easy to read this month. April’s Black and White Finance update delves into what the banks are looking at when approving your application now and what to be aware of when looking to refinance, buy your next property, or your first home - enjoy!

Is our household debt really that much of a problem for us? Which banks are offering the cheapest home loan rates? Why is the industry receiving such alarming publicity? These are the areas of focus in this months snack-sized update – Enjoy!

We’ve got something big today for you while you’re in recovery mode after your Lunar New Year celebrations. We see how our first home buyers are raking it in and then dive into one of the most talked about topics, rates. Are they going up this year or next?

Episode two with Peter Vassilis and Shane Pestonji from Shape Financial explaining to us the four main types of cover in simple language

Numbers are hard enough as it is, you throw insurance or super into the mix and then we've got ourselves a headache. Our very short double-episode series, with Shane from Shape Financial starts today to translate these matters into a language you speak. Episode 1 here, shows how experienced financial planners can find you a simple solution to reduce your superannuation fees, find and invest your funds in an easy way to build that long-term wealth. Enjoy!

Hey Black and Whiter's, as a property owner or as someone looking to get into the market, here’s what you should know in January 2018. Are rates set to rise? How will this rise impact affordability? What are the cheapest rates going around? Where should we invest next? We visit these questions and more in this month’s update. Enjoy!

See what the Black and White Finance team have prepared for you in 2018!

Thanks for being part of the Black & White Finance team in 2017. We’re incredibly proud of this year's achievements. If you’re planning to hit the beach, jump on a boat, drive to the coast or simply enjoy the quieter period around the home, we hope you find the time to at least think about what your new financial goals are in 2018. It doesn’t need to be a perfect plan, at least something that can be executed. Excessive planning can take way too long and sometimes blind us to the situation at hand, causing us to miss really important opportunities. 


 

Where to invest or develop? Isn’t it overpriced? Which banks are offering cheapest home loans or business loans? Welcome to the Black and White Finance update for November 2017. We’ve summarised for you the trending finance and property related topics of the month with a focus on these three common questions.

Welcome to the Black and White Finance update for October 2017. We’ve summarised for you what rates to expect, the market outlook as predicted by the experts, and recent trends in the finance and property market. We look at the main question being asked, are we really heading for a crash?

Industry experts believe Sydney is at it’s peak, with house prices in certain areas plateauing and units potentially being impacted more severely. Some believe that a downturn is on the rise and they may be right for some locations but one thing is for sure, it won’t last forever.

There is plenty of opportunities still.  From our perspective, it is a long-term play and history has shown many plateaus and even downturns. In 1973 we had the Oil Crisis, 1989 the Savings and Loans Crisis, 2008 the GFC, so when is the next major downturn or major upturn?